How to save for your future - 20-39 year olds

How do you picture your retirement - travelling the globe? Living by the seaside and enjoying the sun? Sadly, millions of people will find such a comfortable existence out of reach, unless they start saving more into their pension.

Four in 10 people are not saving enough for their retirement and two in 10 are not saving anything at all, according to research from AXA.

Andy Zanelli, head of retirement planning at AXA Wealth, says: "Rising longevity means retirement is likely to be longer than ever before. Planning ahead and taking control of your financial future as early as possible is vital."

The good news is that it is never too late - or too early - to begin saving for the future. We explain how to get started whatever your age.